Bill Spinard, Ph.D.

Dr. Bill Spinard has recently retired from Ernst & Young, LLP where he was an Executive Director and one of the leaders in their insurance risk management practice. For the past 30 years he has been a consultant on risk management issues with a primary focus on the financial services industry.  During this time he designed and managed a number of complex projects the areas of Enterprise Risk Management (ERM), risk quantification and economic capital, operational risk, and corporate governance.  
Dr. Spinard holds an MBA and a PhD in finance from The Wharton School of the University of Pennsylvania.  His doctoral dissertation investigated stress testing capital standards in the banking industry. Dr. Spinard also serves as an adjunct faculty member at American University in their Master of Finance program.